SWP Calculator

Plan your systematic withdrawals. Calculate your monthly payout, corpus value over time, and total withdrawals.

SWP Details

₹ 10,00,000
₹ 10,000
8.0 %
10 Years

Total Withdrawal

₹ 0

Corpus Remaining

₹ 0

Wealth Gained/Lost

₹ 0

Year-wise SWP Schedule

Year Opening Balance Withdrawals (Annual) Returns Earned Closing Balance

Plan Your Financial Future: Utilize Our SWP Calculator

Strategize your systematic withdrawal plans for a steady income stream from your investments.

Understanding Systematic Withdrawal Plans (SWP)

A Systematic Withdrawal Plan (SWP) is a powerful tool for investors seeking a regular income from their mutual fund investments. Unlike Systematic Investment Plans (SIPs) where you invest regularly, an SWP allows you to withdraw a fixed amount at regular intervals (monthly, quarterly, annually) from your accumulated corpus. This can be particularly beneficial for retirees or individuals looking to supplement their income.

Our SWP calculator helps you visualize and plan these withdrawals, giving you clarity on how your investment might perform over time while providing a consistent income.

How to Use the SWP Calculator

Our user-friendly SWP calculator simplifies the process of estimating your income and corpus longevity. All calculations are performed securely in your browser, ensuring your financial data remains private.

  • Enter Initial Investment
    Input the total lump sum amount you plan to invest.
  • Specify Expected Return Rate
    Provide the anticipated annual return percentage from your investment.
  • Define Withdrawal Details
    Enter the fixed amount you wish to withdraw per period (e.g., monthly) and the frequency of these withdrawals.
  • Set Investment Period
    Indicate the total number of years you plan to continue the SWP.
  • Calculate and Analyze
    Click "Calculate" to see a projection of your corpus value, total withdrawals, and remaining balance over the chosen period.

Key Features of Our SWP Calculator

Our calculator offers essential features to help you make informed decisions about your SWP:

Corpus Projection:
See how your initial investment corpus evolves over the withdrawal period, factoring in returns and withdrawals.
Total Withdrawal Summary:
Get a clear overview of the total amount you would have withdrawn by the end of the specified period.
Remaining Balance:
Understand the estimated balance left in your investment at the end of the SWP tenure.
Scenario Analysis:
Easily adjust return rates, withdrawal amounts, and investment periods to explore different financial scenarios.
Browser-Based Security:
Your financial inputs and calculations remain entirely on your device, ensuring maximum privacy and data protection.

Frequently Asked Questions (FAQ)

Yes, our SWP calculator is completely free for all users. You can use it as many times as you need to plan your systematic withdrawals without any charges.

Absolutely. We prioritize your privacy. All calculations are performed locally within your web browser. None of your financial data is transmitted to our servers, ensuring complete confidentiality.

No, the calculator provides estimations based on the return rate you input. Investment returns are subject to market risks and are not guaranteed. This tool is for illustrative purposes to help you plan, not to predict exact future outcomes.

A Systematic Investment Plan (SIP) involves investing a fixed amount regularly to build a corpus over time. Conversely, a Systematic Withdrawal Plan (SWP) involves withdrawing a fixed amount regularly from an existing investment corpus, providing a steady income stream.