Mutual Fund Returns Calculator

Estimate the potential returns on your Mutual Fund investments, whether through SIP or a lump sum, and plan for your financial goals.

Investment Details

₹ 5,000
12 %
10 Years

Invested Amount

₹ 0

Estimated Returns

₹ 0

Total Value

₹ 0

Year-wise Growth Projection

Year Invested Amount Estimated Returns Total Value

Unlock Your Investment Potential: Mutual Fund Returns Calculator

Project your future wealth and understand the power of compounding with our easy-to-use calculator.

Visualize Your Investment Growth

Understanding how your mutual fund investments can grow over time is crucial for effective financial planning. Our Mutual Fund Returns Calculator empowers you to estimate potential returns, helping you make informed decisions about your savings and investment goals. Whether you're planning for retirement, a down payment, or a child's education, seeing the projected growth can provide clarity and motivation.

This tool simplifies complex calculations, allowing you to quickly assess various investment scenarios based on your contributions, expected returns, and investment horizon.

Calculate Your Returns: A Simple Guide

Our intuitive calculator is designed for ease of use, providing quick insights into your mutual fund investments. All calculations are performed securely in your browser.

  • Enter Your Investment Details
    Input your initial investment amount (lumpsum), monthly SIP (Systematic Investment Plan) amount, and the total investment tenure in years.
  • Specify Expected Annual Return
    Enter the anticipated annual return percentage for your mutual fund. This is an estimate based on historical performance or your financial advisor's guidance.
  • Click "Calculate Returns"
    Once all fields are filled, click the "Calculate Returns" button to see your estimated maturity amount and total wealth gained.
  • View Your Results
    The calculator will display the total amount invested, the estimated returns, and the projected maturity value of your investment.

Interpreting Your Calculator Results

The calculator provides a clear breakdown of your projected investment:

Total Invested Amount:
This is the sum of your initial lumpsum investment and all your SIP contributions over the specified tenure.
Estimated Returns:
This figure represents the total profit or gain on your investment, calculated based on the expected annual return and the power of compounding.
Maturity Value:
This is the grand total you can expect to receive at the end of your investment tenure, combining your total invested amount and the estimated returns.
Important Note:
The results are estimates based on the annual return you input. Actual mutual fund returns can vary due to market fluctuations and other factors. This tool is for illustrative purposes only and should not be considered financial advice.

Frequently Asked Questions (FAQ)

Yes, our Mutual Fund Returns Calculator is completely free to use. There are no charges, subscriptions, or hidden fees. You can use it as often as you like to plan your investments.

The calculator provides estimates based on the annual return rate you input. It uses standard compounding formulas. However, actual mutual fund returns are subject to market risks and can fluctuate. This tool is for illustrative purposes and financial planning, not a guarantee of future performance.

The "good" expected annual return depends on the type of mutual fund (equity, debt, hybrid), its historical performance, and current market conditions. It's advisable to consult a financial advisor or research the fund's past returns for a realistic estimate, keeping in mind that past performance is not indicative of future results.

No, this calculator provides gross estimates based on the return rate you provide. It does not factor in taxation on capital gains or the expense ratio charged by the mutual fund. For a precise calculation, these elements would need to be considered separately.