EPF Calculator

Estimate your EPF contributions, interest earned, and total corpus at retirement.

EPF Details

₹ 50,000
12 %
3.67 %
25 Years
58 Years
8.15 %

Total EPF Corpus at Retirement

₹ 0

Employee Contribution

₹ 0

Employer Contribution

₹ 0

Total Interest Earned

₹ 0

Year-wise Growth Projection

Year Employee Contribution Employer Contribution Interest Earned Closing Balance

EPF Calculator: Plan Your Retirement Savings Effectively

Estimate your Employee Provident Fund (EPF) maturity amount and plan for a secure financial future.

Understanding Your EPF: A Path to Financial Security

Employee Provident Fund (EPF) is a crucial savings scheme for salaried individuals, designed to provide a lump sum at retirement. Understanding how your EPF contributions grow over time is essential for effective financial planning. Our intuitive EPF calculator helps you project your future EPF balance, allowing you to make informed decisions about your long-term savings goals.

Whether you're just starting your career or nearing retirement, this tool offers valuable insights into your provident fund's potential growth.

Calculate Your EPF: Simple Steps to Future Projections

Our EPF calculator is designed for ease of use, providing quick and accurate estimates of your EPF maturity amount. All calculations are performed instantly in your browser for privacy and speed.

  • Enter Your Basic Details
    Input your current age, retirement age, basic salary, and dearness allowance (if applicable).
  • Specify Contribution Rates
    Enter your employee and employer EPF contribution percentages. The default is 12% each.
  • Add Annual Salary Growth
    Optionally, include an expected annual increase in your salary for a more realistic projection.
  • View Your Estimated EPF Balance
    The calculator will instantly display your projected EPF maturity amount and a detailed breakdown of contributions and interest earned.

Key Features of Our EPF Calculator

Our EPF calculator offers comprehensive features to help you get a clear picture of your retirement savings:

Age-Based Projections:
Input your current age and desired retirement age to see how your fund grows over your working years.
Detailed Contribution Breakdown:
View the total employee contribution, employer contribution, and the accumulated interest separately.
Adjustable Interest Rate:
While the current EPF interest rate is pre-filled, you can adjust it to model different future scenarios.
Salary Growth Factor:
Incorporate an annual salary increment percentage to get a more dynamic and realistic projection of your EPF balance.
Instant Results:
Get immediate results without any delays, allowing for quick scenario analysis.

Frequently Asked Questions (FAQ)

Yes, our EPF calculator is completely free to use. There are no charges or hidden fees for calculating your EPF maturity amount.

The calculator provides estimates based on the information you provide and the current EPF interest rates and rules. While designed to be accurate, actual results may vary due to changes in interest rates, government policies, or individual contribution patterns.

No, your privacy is paramount. All calculations are performed locally within your web browser. We do not store any personal data or financial information you enter into the calculator.

Yes, you can use this calculator for VPF as well. Simply adjust the employee contribution percentage to include your VPF contribution amount in addition to your mandatory EPF contribution.